INDIA HOUSING ASSESSMENT

TABLE OF CONTENTS

EXECUTIVE SUMMARY
MACROECONOMIC ENVIRONMENT
DEMOGRAPHICS

National and Urban Demographics
Mumbai Demographics

OVERVIEW OF HOUSING IN INDIA

Housing Trends at the National Level
Mumbai Housing Needs And Demand
Housing Policy
Mortgage Finance
Slum Rehabilitation Schemes in Mumbai

RECOMMENDATIONS
APPENDIX 1: SLUM POPULATION IN ASIA BY REGION
APPENDIX 2: NUMBER OF HOUSEHOLDS BY DISPOSABLE INCOME BRACKET
APPENDIX 3: DISTRIBUTION OF URBAN HOUSEHOLD EXPENDITURES
APPENDIX 4: POPULATION DATA FOR INDIA
APPENDIX 5: FSI MAP OF MMR
APPENDIX 6: CASH RESERVE RATIO AND INTEREST RATES
BIBLIOGRAPHY

ABBREVIATIONS

CBD – Central Business District
EWS – Economically Weak Segment
FAR – Floor Area Ratio
FSI – Floor Space Index
GOI – Government of India
GOM – Government of Maharashtra
HDFC – Housing Development Finance Corporation Ltd.
HFC – Housing Finance Companies
HUDCO – Housing and Urban Development Co. Ltd.
LDC – Less Developed Countries
LIG – Low Income Group
MDG – United Nations Millennium Development Goals
MIG – Middle Income Group
MMR – Mumbai Metropolitan Region
MMRDA – Mumbai Metropolitan Region Development Authority
NCEUS – National Commission for Enterprises in the Unorganized Sector
NHB – National Housing Bank of India
NSDF – National Slum Dwellers Federation
ODA – Official Development Assistance
OECD – Organization for Economic Cooperation and Development
PMGP – Prime Minister’s Grant Project
RBI – Reserve Bank of India
SEZ – Special Economic Zone
SPARC – Society for the Promotion of Area Resource Centres
SRA – Slum Rehabilitation Authority
SRD – Slum Redevelopment Scheme
SRS – Slum Rehabilitation Scheme
SUP – Slum Upgrading Project
TDR – Transferrable Development Rights

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